1. Acceptance of Terms
By engaging with FinancialWise content, registering for modules, or using our resources, you acknowledge that you have read, understood, and agree to these Terms of Use. If you do not agree, you must discontinue access to our services.
2. Educational Purpose
FinancialWise materials are intended solely for educational purposes. They provide guidance for personal development and should not be construed as licensed financial advice. Learners are encouraged to seek professional consultation for specific financial decisions when appropriate.
3. Eligibility & Access
Programs are available to individuals aged 18 and above, or to minors with written consent from a parent or guardian. Organizations registering on behalf of participants confirm that they have obtained necessary permissions.
4. Account Conduct
When creating an account or reserving a module, you agree to provide accurate information and to maintain the confidentiality of your login details. FinancialWise is not responsible for unauthorized access resulting from your failure to secure credentials.
5. Learning Commitments
Participants agree to engage respectfully, complete assigned activities, and provide constructive feedback. FinancialWise may adjust schedules or materials to support effective learning outcomes.
6. Intellectual Property
All materials, including content, graphics, videos, and downloadable resources, are owned by FinancialWise or used under license. Reproduction, distribution, or modification without written consent is prohibited.
7. Trademarks & Branding
FinancialWise trademarks, logos, and design elements may not be used without prior authorization. Legitimate partners receive brand guidelines to ensure accurate representation.
8. Third-Party Materials
Our programs may refer to external resources for context. FinancialWise does not control third-party content and is not responsible for their practices or accuracy. Accessing third-party sites is at your discretion.
9. Platform Availability
We strive to maintain uninterrupted access to our platforms. However, scheduled maintenance or unforeseen issues may occur. FinancialWise is not liable for interruptions but will communicate updates promptly.
10. Data & Privacy
Personal information collected through registrations or feedback forms is handled according to our Privacy Policy. By using our services, you consent to the collection and use of information as described therein.
11. Disclaimer of Guarantees
FinancialWise does not guarantee specific outcomes. Learners are responsible for applying insights to their circumstances, and results depend on individual commitment and external factors.
12. Limitation of Liability
To the maximum extent permitted by law, FinancialWise shall not be liable for indirect, incidental, or consequential damages arising from participation in our programs or use of our resources.
13. Indemnification
You agree to indemnify and hold FinancialWise, its directors, employees, and partners harmless from any claims or demands arising from your use of our services or violation of these Terms.
14. Governing Law & Dispute Resolution
These Terms are governed by the laws of the Republic of the Philippines. Disputes will first be addressed through amicable negotiation. If unresolved, they shall be submitted to courts with jurisdiction over Taguig City, Metro Manila.